You think your Mortgage Company has your best interests at heart! Right?
It appears that EVERY company you do any business with has another agenda!
THEY SELL YOUR INFORMATION TO EVERYONE!
I got an official-looking letter in the mail today telling me that I have $2682.64 available funds. They had a very official File Number and I needed to have my file ID ready to call to take advantage of TFSBpPrograms.com.
When I called the “gentleman,” I very formally asked for file No. which I gave to him. The interest rate he quoted as no sufficiently lower than what I have, as we bought the rate down a tiny amount for a lot of $$$.
I tried to ask more questions, and finally, he admitted that the “refund” that I would get was my escrow account with Rocket Mortgage. Thanks a lot for selling my info to every Tom, Dick, and Harry!
They would re-fi and establish a new escrow account, and He hedged a bit and
admitted there would be recording fees. I asked the big question: What will the total cost to me be for all this wonderful money?
At this point, I asked specifically for the total dollar amount this windfall would cost me and revealed that I had been a realtor for 30 years, and he hung up!
If you get one of these letters, do what I am doing with mine and file it in the circular file called, “Sorry Sucker, keep trying.”
Interest hasn’t dipped even a small percentage point and won’t for a while. You need at least 1 percent point to justify a re-fi. 2 percent would be better! The big Corporations need time to milk us as dry as they can before it goes down for you and me.
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Published by Time Traveler of Life
Biography
Creating worlds, characters, and wielding power like a madwoman, making my characters happy, sad, angry, and some of them with no redeeming qualities. I probably shouldn’t admit this, but I sometimes laugh out loud when I am writing a scene, and I have been known to cry when one of my favorites has to die.
I am a left-handed Gemini, what do you expect?
Reading bedtime stories to my two children until they fell asleep or until they just told me to go away, was fun. Making up wild stories for my grandchild, and creating Halloween costumes from Cowboys to a Dragon, was another favorite thing to do. I missed that so much when they were grown, that I started writing.
My yearly newsletters frequently were drafted third-person by my Love Birds, Miranda our motorhome, and by Sir Fit the White Knight, our faithful Honda.
Throughout the years, some of my creative talents centered around writing letters of complaint expressing my displeasure with services or products. One crucial, at least to my Son, was a note to our local school bus driver petitioning her to allow him back on the bus. He was kicked off for making an obscene gesture at his buddy. I reminded her that it was not directed at her, and that “obscenity can be in the eye of the beholder,” kids use that gesture as a greeting. He rode the bus until he graduated.
I loved driving my English teacher crazy. Leaving a “continued next week” at the end of my five handwritten pages required each week. He was one of many people that suggested I “do something about my writing.”
I graduated from the School of Hard Knocks at the top of my class.
After 30 years, in the trenches as a Real Estate Professional, I have found that truth is stranger than fiction. My books are filled with characters I met in that profession. Their names were changed to protect the guilty. Others were from people we met traveling around the country in Miranda, our Motorhome.
I am married nearly 60 years to the love of my life, Shirl, and partner-produced two exceptionally talented children, and one grandchild who is our pride and joy.
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Wiuh 😮 I hope you can still get better ending for this sooner than later 🤞🏼
I hope the ending is that I now have over 20 self-published books. Thanks for the comment/